Personal Loan Types

Apply for a personal loan with competitive interest rates today.

Account Offerings

Looking for a flexible bank account that offers you a wide range of banking services, such as sending and receiving money easily, limitless withdrawals, paying bills, and a lot more? Then our current account is just what you need. Select from any of our current account plans and immediately be on your way to easy banking.

Auto Loans

We can help you finance the purchase of your dream car with the Sterling Auto Loan. It is available to everyone with a regular monthly income.

• Only brand new cars are financed
• Maximum tenor of 48 months with competitive pricing
• 20% equity contribution
• Tracking device installation and comprehensive insurance

• Hand written application letter
• Duly executed consumer Loan application form
• Minimum of three (3) months active banking relationship with Sterling Bank
• Submission of proforma invoice from the bank’s approved vendor
• Customer’s Debt Service Coverage Ratio (DSCR) should not exceed 33.33% (i.e. loan instalment divided by income)
• Up-front payment of equity contribution, up-front fees and comprehensive insurance premium
• Up-front submission of post-dated cheques for the loan instalments, subsequent comprehensive insurance premium(s) renewal and periodic fees throughout the loan tenor.

• Only brand new cars are financed
• Maximum tenor of 48 months with competitive pricing
• 20% equity contribution
• Tracking device installation and comprehensive insurance